Delta SkyMiles Blue Amex: rewards, fees and who it fits
What it earns
Annual fee: $0
| Earn | Where to use it |
|---|---|
| 2X | Delta purchasesPurchase directly from Delta. |
| 2X | Restaurants worldwideIncludes U.S. takeout and delivery. |
| 1X | Everything elseNo category cap listed; eligible purchases only. |
Standard purchase rates, checked Sep 23, 2026. Issuer terms (opens in a new tab). Limited-time bonuses are separate.
TL;DR
- No annual fee, but rewards stay in Delta SkyMiles.
- A different product from Amex Gold or Platinum.
- Compare flexible points if you aren’t loyal to Delta.
New here? How to read these guides
Start with the earning table and TL;DR. Then check who the card fits, a spending example and how to redeem. Compare the live offer before applying.
- Cash back
- A percentage back on eligible spending. 3% on $100 = $3.
- Points / miles
- 2X means 2 points per $1 spent. It does not automatically mean 2% back. Each program has different redemption values.
- Welcome bonus / SUB
- Extra rewards for meeting an offer's spending requirement by its deadline. SUB means sign-up bonus.
- Churning
- Opening cards for welcome bonuses. Start with one card you can manage, not a pile of applications. Fees, interest and overspending can erase the upside.
- Transfer
- Moving rewards to an airline or hotel program. Often a one-way move.
The first rule: pay your statement balance in full. Interest can wipe out the rewards.
Who this card is for
For occasional Delta flyers who want a no-fee airline card. Don’t pay more for a ticket just to earn a few extra miles.
What that earns in real life
Illustration: $300 spent directly with Delta plus $200 at restaurants earns 1,000 miles at 2X. Those miles are not $1,000.
How to use the rewards
Search Delta for award flights and compare miles plus taxes with the cash fare. Prices vary. SkyMiles are not Amex Membership Rewards that you can send to another airline.
Planning a trip with points? Award-flight search is coming. Get a beta invite →
Before you apply
Check foreign-transaction fees and the current application terms. If checked bags are the reason you want a Delta card, compare Gold’s baggage benefits instead.
Only spend what you can pay off in full. A welcome bonus is not worth interest or purchases you didn’t need.
Pay your statement balance in full. Interest can cost more than the rewards you earn.
Quick questions
Does Delta SkyMiles Blue Amex earn cash back or points?
It earns Delta SkyMiles. The multiplier counts points or miles earned per dollar, not a cash-back percentage.
What is the Delta SkyMiles Blue Amex annual fee?
$0. Compare the ongoing cost with benefits you will actually use, not the advertised total.
What benefits does the Delta SkyMiles Blue card have?
It earns 2 miles per dollar on eligible Delta purchases and restaurants, 1 mile on other eligible purchases, and 20% back as a statement credit on select Delta in-flight food and drink purchases. It does not include a free checked bag or Sky Club access. Compare Delta Gold if the bag benefit matters more than a $0 fee.
Sources & what to double-check
Published Sep 13, 2026. Reviewed Sep 23, 2026. Offers can change.
- Delta SkyMiles Blue Amex: official rewards and terms (opens in a new tab)
- Delta: compare personal card benefits (opens in a new tab)
- Current application offer, fees and welcome-bonus eligibility.
- Category definitions, exclusions and credit enrollment requirements.