Delta SkyMiles Platinum Amex: rewards, fees and who it fits
What it earns
Annual fee: $350
| Earn | Where to use it |
|---|---|
| 3X | Delta purchasesPurchase directly from Delta. |
| 3X | HotelsBook directly with the hotel. |
| 2X | Restaurants worldwideIncludes U.S. takeout and delivery. |
| 2X | U.S. supermarketsSuperstores and warehouse clubs excluded. |
| 1X | Everything elseNo category cap listed; eligible purchases only. |
Standard purchase rates, checked Sep 13, 2026. Issuer terms (opens in a new tab). Limited-time bonuses are separate.
TL;DR
- The renewal companion certificate is the thing to evaluate.
- Delta Platinum is not the lounge-focused Amex Platinum.
- Miles and status-qualifying dollars do different jobs.
New here? How to read these guides
Start with the earning table and TL;DR. Then check who the card fits, a spending example and how to redeem. Compare the live offer before applying.
- Cash back
- A percentage back on eligible spending. 3% on $100 = $3.
- Points / miles
- 2X means 2 points per $1 spent. It does not automatically mean 2% back. Each program has different redemption values.
- Welcome bonus / SUB
- Extra rewards for meeting an offer's spending requirement by its deadline. SUB means sign-up bonus.
- Churning
- Opening cards for welcome bonuses. Start with one card you can manage, not a pile of applications. Fees, interest and overspending can erase the upside.
- Transfer
- Moving rewards to an airline or hotel program. Often a one-way move.
The first rule: pay your statement balance in full. Interest can wipe out the rewards.
Who this card is for
For regular Delta flyers who can use a companion certificate on an eligible trip. If you travel solo, that benefit may do nothing for you.
What that earns in real life
Illustration: a $600 direct hotel purchase at 3X plus $300 restaurant spend at 2X earns 2,400 miles.
How to use the rewards
Use SkyMiles for available Delta awards; eligible Delta-operated awards receive the card’s 15% discount, excluding taxes and fees. MQDs help earn airline status and are not redeemable miles.
Planning a trip with points? Award-flight search is coming. Get a beta invite →
Before you apply
The companion certificate arrives after renewal, not immediately. It covers eligible round trips in specified regions and cabins, with $22 to $250 in government taxes and fees for up to four segments. Availability and fare restrictions apply; Delta Basic is excluded.
Only spend what you can pay off in full. A welcome bonus is not worth interest or purchases you didn’t need.
Pay your statement balance in full. Interest can cost more than the rewards you earn.
Quick questions
Does Delta SkyMiles Platinum Amex earn cash back or points?
It earns Delta SkyMiles. The multiplier counts points or miles earned per dollar, not a cash-back percentage.
What is the Delta SkyMiles Platinum Amex annual fee?
$350. Compare the ongoing cost with benefits you will actually use, not the advertised total.
Sources & what to double-check
Published Sep 13, 2026. Reviewed Sep 13, 2026. Offers can change.
- Current application offer, fees and welcome-bonus eligibility.
- Category definitions, exclusions and credit enrollment requirements.